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Windows TLS and Schannel: Who Secures the Connection, What Decides It, and Where the Keys Live

When a program on Windows opens a protected connection, who actually does the encryption, which settings decide what it may use, and where the certificates and private keys come from. A plain-words guide to Schannel, the Windows component behind TLS, and to the apps and AI agents that do or do not inherit its rules. Every term explained.